It’s not an easy topic to bring up; what would you like for your funeral? Most people tend to try and move the subject on because they find it uncomfortable and upsetting. However, if you plan in advance for your funeral not only can you ensure all your wishes are taken care of, you can make sure the financial considerations are too. This takes a huge burden off the ones you leave behind as well as giving them peace of mind that you get the send-off you wanted.

Capital Life offer a range of different funeral plans; from a very simple cremation to an elaborate send-off with limousines for those with a large family and friends. Furthermore, we can tailor the plans to ensure you get the funeral you want. Capital Life are very clear and open about what is included and what is not in their funeral plans.

At Four Seasons Future Planning we offer a free no obligation consultation in the comfort of your own home to discuss the options available to you - please contact us today to arrange.

Protect against rising funeral costs

Why do I need a plan?
Covering the cost of a funeral can often be a huge financial problem for your loved ones, and can sometimes come quite unexpected. Not many of us have thousands of pounds to hand to cover the costs involved with a funeral and it can often lead to those left behind having to shoulder a large cost that they cannot afford. By making both practical and financial provision for your funeral before the time comes, you can take comfort knowing everything will be taken care of.

Not sure if you can afford to pay for a funeral plan? Capital Life have a range of plans to cater for all budgets, as well as flexible payment options, making it easier for you to manage the cost. You can choose to pay for your funeral all in one lump sum, or spread the payments over a period of time. Our plans start from as little as £12.52 a month.

Protection from rising costs Unfortunately, funeral costs in the UK are rising every year. The average funeral back in 2004 cost £1,920, but today it has risen to £3,897 (Sunlife’s cost of dying report 2016). That’s an increase of over 100%, which is well above inflation. Should this rate of increase continue then in just 10 years you could be paying more than £7000 for a funeral. Just putting money aside may not cover even the basic costs, and that is where a funeral plan comes in.

Sun Life cost of dying report 2013 By choosing a funeral plan now we are securing the cost of the Funeral Directors services at todays prices. It doesn’t matter when you pass away the cost remains the same and will cover everything as laid out in your plan. Choosing a plan is simple and Capital Life have a range of plans to suit everyone and a range of payment options too.

Your money is safe

The money you put into your plan goes into a trust, so you know your money is safe and will be there for your loved ones when it is needed, giving you peace of mind knowing your family won’t be facing a bill for these costs.